What is Medicare
Medicare is the Federal health insurance program given by the Social Security department for people 65 or older. You may be eligible to Medicare earlier if you have a permanent disability, like End-Stage Renal Disease (ESRD), Lou Gehrig’s disease(ALS), or for certain younger people with disabilities.
What are the parts of Medicare?
Part A
Hospital Insurance
Part B
Medical Insurance
Part D
Prescription Drugs
What is Medicare Advantage
Medicare Advantage also known as Medicare Part C or MA are health plans approved by Medicare but are run by private Health Insurance companies like SCAN, Alignment, Humana, United Health Care, Anthem Blue Shield, Blue Cross, etc. Medicare Advantage plans provide Hospital, Outpatient care and usually prescription drug coverage, supplanting benefits under Medicare Part A, B and D. They may require you to use only doctors and hospitals in their network. Medicare Advantage plans typically have lower out-of-pocket expenses than traditional Medicare and may offer additional benefits.
Who We Work With
Oscar Medicare Insurance Services
Oscar Medicare Insurance Services has been successfully meeting the needs of our aging Seniors who are turning 65. We’ve grown our successful Insurance Agency from the ground up, and accumulated years of experience to bring our clients complete peace of mind.
As a full-service Insurance Agency built on the foundation of customer loyalty and trust, our aim is to develop long-term relationships with our clients to provide them with the support and guidance they need, no matter what life throws at them. Contact us to find out more about the high quality solutions we offer.
Testimonials
Medicare Advantage is an important program for seniors because Medicare costs too much. We pay for Part B then we pay for extra insurance PLUS we pay for Rx and if we don’t have one of them, we are penalized!!! Where does it end for the cost on seniors? If we get a so-called cost of living raise, then the Medicare ups their rates. It’s hard on seniors to have to pay for these extras and have food, shelter and some type of living!
When we call, we don’t have to wonder if we’ll speak to someone local. They answer quickly and are great at follow-up communication too. That’s one of the main reasons why we switched —the personal connection is priceless.
At 87, my body is beginning to fall apart. To encourage regular exercise, my health provider, besides exercise classes, and gym membership, offered a Fitbit. I was surprised what could be monitored… sleep, exercise, water, food. The watch is linked to my cell phone and is an in-your-face up to the minute fact and information giver. It provides me with the facts and encouragement to take care of myself in ways I would not have considered as healthy ways all thanks to senior Advantage of Medicare.
Medicare Advantage covers a lot of the cost that Medicare doesn’t pay which is super important because most of us are on a budget. Plus, it offers so many health benefits, gym membership, and doctor visits that are free for wellness checks. It’s just amazing. I just got it and don’t want to lose it.